There have been recent instances of fraudsters impersonating our fraud services department in an attempt to gain access to sensitive account information for the purpose of accessing members’ accounts. When doing so, the fraudster’s call may display the credit union’s phone number. Do not give out your account information including account history, email, phone number(s) without positively knowing who you are speaking to. When in doubt, HANG UP, and DIAL the Credit Union directly at 912-236-4400.
All Georgia Heritage FCU Branches and Call Center will be closed on Monday, October 9th for Columbus Day and Indigenous Peoples’ Day, and will reopen on Tuesday, October 10th.
Routing Number: 261271694
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Holiday Skip-a-Payment: Georgia Heritage FCU Gives You a Break

Nov 5, 2018

Georgia Heritage FCU is offering a skip-a-payment option for the holidays. To learn more about our personal loan, home loan, and auto loan programs, visit one of our credit union branches in the Savannah Metropolitan Area.

We know the holiday season can take a real toll on the wallet. In fact, studies show that the average American spent more than $900 during the holiday season in 2016 and 2017.

Despite the expense, spending the holidays with friends and loved ones is an amazing part of the year, so we want to help you enjoy the season as much as possible. Everyday bills can get in the way of that enjoyment, so a short break from the routine may be all you need to have a fantastic season.

For that reason, we’re offering you the chance to skip the December or January payment for a loan that you obtained through Georgia Heritage Federal Credit Union.

All you need to do is submit a request by Nov. 11 to skip the December payment or Dec. 17 to skip the January payment. A $15 processing fee for each loan will apply, and regular monthly payments will resume following the month that was skipped.

By participating in the program, your loan payment will be advanced by one month, the maturity date of your loan may be extended, and the unpaid interest for that month will be collected when  you resume payment.

For a Skip-a-Payment application, stop by one of our credit union branches in the Savannah Metropolitan Area. Forms also may be downloaded from our website, and completed forms may be emailed to or faxed to (912) 238-5944. You may also mail your form to Georgia Heritage FCU, P.O. Box 1920, Savannah, GA 31402.

Let us know if you need more information about our Skip-a-Payment program by emailing us or calling one of our branch offices, and have a safe and wonderful holiday season!

Contact us for more information about our Holiday Skip-a-Payment program or to open a checking account, savings account, or personal loan.

Become a Member of GHFCU

Anyone who lives, works, worships, or attends school in Chatham, Effingham, or Bryan counties in Georgia and their immediate family members may gain membership to the Credit Union.

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