There have been recent instances of fraudsters impersonating our fraud services department in an attempt to gain access to sensitive account information for the purpose of accessing members’ accounts. When doing so, the fraudster’s call may display the credit union’s phone number. Do not give out your account information including account history, email, phone number(s) without positively knowing who you are speaking to. When in doubt, HANG UP, and DIAL the Credit Union directly at 912-236-4400.
All Georgia Heritage FCU Branches and Call Center will be closed on Monday, October 9th for Columbus Day and Indigenous Peoples’ Day, and will reopen on Tuesday, October 10th.
Routing Number: 261271694
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Loan Protection


We have Various Loan Protection Options, Review and Decide What Is Best for You.

We have you covered when it comes to personalized service and unbeatable rates. Know that with us, your loan comes with peace of mind.

We offer numerous loan protection options to give you added confidence in your investment. Our Mechanical Breakdown Protection features extended and comprehensive warranty plans for vehicles financed through Georgia Heritage FCU.

We also recommend using Credit Insurance (Credit Life and Disability) for loans to add protection for you and your family’s finances. It may make your loan payments in the event of disability or death.

Protection You Can Count On

  • Easy application
  • Customized to fit your needs and budget
  • Cost included in your loan payment
  • Completely voluntary
  • Will not affect your loan approval
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