Holiday Help 12/12/12 Loan Special!**
Need some extra stuffing for your holiday budget? Check out our Holiday Help Loan! Borrow $1,200 – 12 Month Repayment Period – 12% ARP* Contact us for more information and to apply!
*Annual Percentage Rate **Must be a member in good standing with an account that has been opened for 90 days or longer and no active bankruptcy to apply. Rate valid as of 11/4/2024, promotion may end at any time. $50 application fee payable at time of application.
Happy Holidays!
We will be closing at 1:00pm on Tuesday, December 24th and we will be closed on Wednesday, December 25th for Christmas.
We hope everyone has a safe New Year!
We will be closing at 1:00pm on Tuesday, December 31st and we will be closed on Wednesday, January 1st for New Years!
GHFCU IS NOW OFFERING EARLY PAY!
Early Pay makes ACH direct deposit funds available up to two days early! This service is free of charge for our members, sign-up is not required but you must have direct deposit set up. Early posting is not guaranteed, we can only post early if the file is received from the other institution.
Routing Number: 261271694
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Georgia Heritage Federal Credit Union
Routing Number: 261271694 (912) 236-4400 Hours & Location Find an ATM
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Youth Accounts

Kids Can Be Credit Union Members too!

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A young couple is teaching their child how to save money using a piggy bank

Start Kids on the Path to Financial Success

We offer two Georgia Heritage Federal Credit Union youth programs to help young members start their savings journey. Learn more about our youth memberships, which include Kidz Club and Freedom Club programs! Read below for more information and to see which one best fits your little one.

Getting Started

  • Complete membership application to join
  • $5 opening deposit
  • Child’s Social Security Card required
  • Kids must have an eligible adult joint owner on the account. The adult must present a valid government-issued photo ID (state-issued driver’s license or identification card, military ID, or passport)

Youth Accounts
Added Perks

The Georgia Heritage Federal Credit Union

Kidz Club

Must be age 12 or younger to qualify. Kids who open a Kidz Club account receive a FREE welcome gift!
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The Georgia Heritage Federal Credit Union

Freedom Club

Let your teenager begin learning smart money management with an optional checking account and debit card. Teens who open a Freedom Club account receive a FREE welcome gift!

Freedom Checking
Requirements

  • Must be between the ages of 13 and 17
  • The minimum opening deposit is $25
  • Must have an adult joint owner on the youth account

Additional
Benefits

  • Youth accounts at Georgia Heritage FCU have built-in protection features such as no Courtesy Pay and a low debit card limit of $500 per day.
  • Mobile App with Mobile banking
  • Remote Check Deposit
  • No monthly fees
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Become a Member
Heloc & Home Equity Loans

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