All GHFCU Branches and Call Center will be opening late on Tuesday, April 29th at 1pm for employee appreciation and training
Important Notice for GHFCU Cardholders! 🚨
Big changes are coming to your GHFCU Visa® Credit, Debit, and ATM cards, including a new rewards program, updated contact numbers, and a brand-new credit card! Learn More
GHFCU 2025 SCHOLARSHIP PROGRAM
We are now accepting scholarship applications from High School Seniors who are a member or are the dependent of a member! All applications are due by May 5, 2025. Click here for more details and to apply!

GHFCU YOUTH COLORING CONTEST
In honor of April being National Youth Credit Union Month let your child unleash their creativity! Georgia Heritage FCU is hosting a coloring contest from April 7th to April 30th for all youth members with a GHFCU account. Three lucky winners – one from each age group – will receive a $50 deposit into their Youth Savings Account. Visit our Coloring Contest page to learn more and get started!

Routing Number: 261271694
Sign-in
Georgia Heritage Federal Credit Union
Routing Number: 261271694 (912) 236-4400 Hours & Location Find an ATM
Scroll Up Scroll down
Home
Search
Call GHFCU
Hours
Find ATM
Sign-in to Your GHFCU Account
Forgot Password New User?

Youth Accounts

Kids Can Be Credit Union Members too!

3
A young couple is teaching their child how to save money using a piggy bank

Start Kids on the Path to Financial Success

We offer two Georgia Heritage Federal Credit Union youth programs to help young members start their savings journey. Learn more about our youth memberships, which include Kidz Club and Freedom Club programs! Read below for more information and to see which one best fits your little one.

Getting Started

  • Complete membership application to join
  • $5 opening deposit
  • Child’s Social Security Card required
  • Kids must have an eligible adult joint owner on the account. The adult must present a valid government-issued photo ID (state-issued driver’s license or identification card, military ID, or passport)

Youth Accounts
Added Perks

The Georgia Heritage Federal Credit Union

Kidz Club

Must be age 12 or younger to qualify. Kids who open a Kidz Club account receive a FREE welcome gift!
Play World of Cents
The Georgia Heritage Federal Credit Union

Freedom Club

Let your teenager begin learning smart money management with an optional checking account and debit card. Teens who open a Freedom Club account receive a FREE welcome gift!

Freedom Checking
Requirements

  • Must be between the ages of 13 and 17
  • The minimum opening deposit is $25
  • Must have an adult joint owner on the youth account

Additional
Benefits

  • Youth accounts at Georgia Heritage FCU have built-in protection features such as no Courtesy Pay and a low debit card limit of $500 per day.
  • Mobile App with Mobile banking
  • Remote Check Deposit
  • No monthly fees
Family smiling and running through a field together

Start Now:

Become a Member
Heloc & Home Equity Loans

You are now leaving Georgia Heritage Federal Credit Union

Georgia Heritage Federal Credit Union provides links to websites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you visit another website not maintained by Georgia Heritage Federal Credit Union, you are subject to the terms and conditions of that website, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL

Skip to content