Heritage Savings
Begin Building Your Heritage Savings Account with a $5 Deposit.
Earn dividends monthly, and you can direct a portion of your payroll to be automatically deposited into the account.
Added Perks
Hertiage Savings Account
- Free online, mobile, and telephone banking
- E-statements and quarterly statements
- Access to more than 5,500 CO-OP shared branches and surcharge-free ATMs (Federal Regulation D limitations apply.)
Early Pay
What is Early Pay?
Early Pay makes ACH direct deposit funds available up to two days early! Once Georgia Heritage Federal Credit Union is notified of an incoming ACH deposit, we automatically make the funds available to you up to two days in advance. Early pay is a default feature—there’s no need to sign up or opt in, but direct deposit is required. Early posting of your payment is contingent on GHFCU receiving the file from the originating institution, and we cannot guarantee early payment.
Early Pay makes ACH direct deposit funds available up to two days early! Once Georgia Heritage Federal Credit Union is notified of an incoming ACH deposit, we automatically make the funds available to you up to two days in advance. Early pay is a default feature—there’s no need to sign up or opt in, but direct deposit is required. Early posting of your payment is contingent on GHFCU receiving the file from the originating institution, and we cannot guarantee early payment.
How Much Does Early Pay Cost Me?
Nothing at all. Early pay is a complimentary service we provide to all our member-owners!