WE ARE HERE TO HELP
Our hearts go out to everyone impacted by the recent severe weather events, GHFCU wants to help, click here to read more.
CLOSED FOR COLUMBUS DAY & INDIGENOUS PEOPLE’S DAY
All Georgia Heritage FCU Branches and Call Center will be closed Monday, October 14th for Columbus Day and Indigenous People’s Day. We will reopen Tuesday, October 15th.
GHFCU IS NOW OFFERING EARLY PAY!
Early Pay makes ACH direct deposit funds available up to two days early! This service is free of charge for our members, sign-up is not required but you must have direct deposit set up. Early posting is not guaranteed, we can only post early if the file is received from the other institution.
Routing Number: 261271694
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Georgia Heritage Federal Credit Union
Routing Number: 261271694 (912) 236-4400 Hours & Location Find an ATM
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Home Loans

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A small diorama of a house is sitting on top of a stack of papers with a calculator next to it

Mortgage Loans Can Seem Daunting, but They Don’t Have to Be.

We’re here to help guide and support you every step of the way, ensuring you secure the ideal mortgage loan or home equity product that perfectly fits your needs. Whether you’re looking to buy a new home, or use the equity in your home to finance an educational pursuit, embark on home improvements, or address other significant expenses, our diverse range of loan services and products has got you covered.

Our team will assist you in assessing various factors, including interest rates, loan terms, and the total cost of the loan over its life. We consider your credit score, loan amount, and estimated monthly payment to tailor a solution that fits your needs. With options like fixed rate and adjustable rate loans, we provide flexibility to match your preferences. We’ll also provide guidance on mortgage insurance, closing costs, FHA loans, and more.

Georgia Heritage is NMLS 446248
Member First Mortgage NMLS 149532

Mortgage Loans

Through our affiliation with Member First Mortgage, we provide tailored home financing solutions that cater to both home purchases and refinancing needs. Our commitment to offering affordable interest rates and delivering personalized service ensures you can be confident with your most important investment(s).

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Home Equity Lines of Credit and Home Equity Loans

At Georgia Heritage, we specialize in offering affordable payment plans and delivering personalized, local service with quick decisions for Home Equity Loans and Home Equity Lines of Credit (HELOCs). If you’re looking to tap into the equity in your home for your various financial needs, we’re here to guide you through the process with competitive rates and flexible terms tailored to your unique situation. Contact us today!

Let us help you make the right move!
For more information, call (912) 236-4400!

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Heloc & Home Equity Loans

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