Holiday Help 12/12/12 Loan Special!**
Need some extra stuffing for your holiday budget? Check out our Holiday Help Loan! Borrow $1,200 – 12 Month Repayment Period – 12% ARP* Contact us for more information and to apply!
*Annual Percentage Rate **Must be a member in good standing with an account that has been opened for 90 days or longer and no active bankruptcy to apply. Rate valid as of 11/4/2024, promotion may end at any time. $50 application fee payable at time of application.
Happy Holidays!
We will be closing at 1:00pm on Tuesday, December 24th and we will be closed on Wednesday, December 25th for Christmas.
We hope everyone has a safe New Year!
We will be closing at 1:00pm on Tuesday, December 31st and we will be closed on Wednesday, January 1st for New Years!
GHFCU IS NOW OFFERING EARLY PAY!
Early Pay makes ACH direct deposit funds available up to two days early! This service is free of charge for our members, sign-up is not required but you must have direct deposit set up. Early posting is not guaranteed, we can only post early if the file is received from the other institution.
Routing Number: 261271694
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Georgia Heritage Federal Credit Union
Routing Number: 261271694 (912) 236-4400 Hours & Location Find an ATM
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Choice Card Rewards

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A woman is using her phone to redeem her choice card rewards points

Redeem Your Choice Card Reward Points for Incredible Travel Rewards and Gift Cards / Certificates.

With your Georgia Heritage FCU Visa® credit card, for every $1 you spend in net retail purchases, you will earn 1 point. For every $4 spent on signature-based debit card transactions, you’ll earn 1 point.

Redeem your rewards by logging into your account or calling 855-854-5493.

  • You can track your points with a quarterly statement from Georgia Heritage FCU.
  • Access details about this program by logging into your account.
  • Cash advances and balance transfers are not subject to accruing Choice Card Reward points on your credit card account.
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