Holiday Help 12/12/12 Loan Special!**
Need some extra stuffing for your holiday budget? Check out our Holiday Help Loan! Borrow $1,200 – 12 Month Repayment Period – 12% ARP* Contact us for more information and to apply!
*Annual Percentage Rate **Must be a member in good standing with an account that has been opened for 90 days or longer and no active bankruptcy to apply. Rate valid as of 11/4/2024, promotion may end at any time. $50 application fee payable at time of application.
Happy Holidays!
We will be closing at 1:00pm on Tuesday, December 24th and we will be closed on Wednesday, December 25th for Christmas.
We hope everyone has a safe New Year!
We will be closing at 1:00pm on Tuesday, December 31st and we will be closed on Wednesday, January 1st for New Years!
GHFCU IS NOW OFFERING EARLY PAY!
Early Pay makes ACH direct deposit funds available up to two days early! This service is free of charge for our members, sign-up is not required but you must have direct deposit set up. Early posting is not guaranteed, we can only post early if the file is received from the other institution.
Routing Number: 261271694
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YOU TOO CAN MAKE AN INTERNAL DIFFERENCE IN THE CREDIT UNION

When you volunteer with your credit union, it helps to ensure that Georgia Heritage FCU is on solid financial ground and the interests of the members are protected. You can be involved with their current progress, and help plan for future endeavors.

For more information about becoming a credit union volunteer on our Board of Directors or Supervisory Committee, please contact us at volunteer@gaheritagefcu.org.

BOARD OF DIRECTORS
The Georgia Heritage Federal Credit Union Board of Directors consists of primary account holders who volunteer their skills and time to protect the interests of everyone involved.

Directors serve three-year terms and participate in board dinner meetings that are routinely held at 5 p.m. on the fourth Tuesday of every month. Board members also are expected to attend the Annual Meeting in March and the Strategic Planning Session in October.

Board members should be knowledgeable about basic finance and accounting practices. Some training is offered, and online training programs are available to volunteers.

SUPERVISORY COMMITTEE
With the help of internal and external auditors and examiners, the Supervisory Committee reviews the accuracy of the credit union’s financial statements, serving as the credit union’s first line of defense against fraud and embezzlement.

The committee’s goal is to safeguard members’ assets within the credit union and address members’ complaints in a structured and efficient manner.

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