Important Information About Your GHFCU Visa^® Debit Card!

We are pleased to inform that you'll soon receive a new Visa® Debit Card featuring contactless tap-to-pay technology and an updated card design! Your new card provides a fast, secure, and convenient way to make everyday purchases. Please activate your new card as soon as you receive it by following the instructions provided. Once activated, your new card can be used immediately!

Previous Card Deactivation Date: November 13, 2026

Important: Your previous Visa® Debit Card will no longer work after this date. To avoid any interruption in service, activate and begin using your new Visa® Debit Card before then. Reward points on your previous card will stop accruing after October 31, 2026.

What is Changing?

Your new Visa® Debit Card will include:

• Contactless tap-to-pay capability
• An updated card design
• A new card number, security code, and new expiration date

What Stays the Same?

The following will not change:

• Your checking account number
• Your online/mobile banking access
• Your relationship with Georgia Heritage FCU

Because your new card will have a new card number, security code, and expiration date, you'll need to update any merchants or services that store your debit card information, including:

• Recurring subscription or automatic payments (streaming services, utilities, memberships, etc.)
• Online merchant accounts
• Digital wallets (Apple Pay®, Google Wallet™, Samsung Wallet®, and other mobile payment services)
• Store-branded loyalty programs that use or store your card information

Updating this information promptly will help prevent declined transactions.

Reward Points Blackout Period: October 31, 2026 through November 13, 2026.
Your previous card will earn uChoose reward points through October 31, 2026. After that date, ensure you are using your new Visa® Debit Card to earn reward points on eligible purchases.

**Please note that reward point redemption will be unavailable during the blackout period and will resume on November 14, 2026.

As a reminder, Georgia Heritage FCU will never contact you to ask for your:

• Full card number
• PIN
• Online or mobile banking password
• One-time security codes

If you receive a suspicious call, email, or text message requesting this information, do not respond. Instead, contact us using the phone number listed below.

If you have questions or need assistance, please contact us:
Georgia Heritage Federal Credit Union
Phone: 912-236-4400 or Toll-Free 800-442-8877
Website: www.gaheritagefcu.org

Thank you for choosing Georgia Heritage FCU. We appreciate the opportunity to serve you and look forward to bringing you the added convenience and security of your new contactless Visa® Debit Card!