There have been recent instances of fraudsters impersonating our fraud services department in an attempt to gain access to sensitive account information for the purpose of accessing members’ accounts. When doing so, the fraudster’s call may display the credit union’s phone number. Do not give out your account information including account history, email, phone number(s) without positively knowing who you are speaking to. When in doubt, HANG UP, and DIAL the Credit Union directly at 912-236-4400.
All Georgia Heritage FCU Branches and Call Center will be closed on Monday, October 9th for Columbus Day and Indigenous Peoples’ Day, and will reopen on Tuesday, October 10th.
Routing Number: 261271694
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Georgia Heritage Federal Credit Union Supports Education Through Funding College and Technical School Scholarships.

Georgia Heritage Federal Credit Union is excited to offer scholarship opportunities to our high school senior members! We will be accepting applications for our annual High School Scholarship Competition starting January 11th, for high school seniors planning to attend college or technical school during the 2023 school year. Scholarships are available to GHFCU members in good standing.

Anyone who lives, works, worships or attends school in Chatham, Effingham, and Bryan counties can apply to open an account at Georgia Heritage Federal Credit Union.

Georgia Heritage Federal Credit Union’s mission statement is “Making a positive difference for our members and the communities we serve.” Showcase your creativity through a 1-minute video submission answering the question, “How are you going to use your education to help your community?” An additional consideration is given to academic achievement, demonstrated leadership, and participation in both school and community activities.

How to Apply for the Georgia Heritage Federal Credit Union Scholarship

Step 1

  • Upload your video to YouTube.
  • Disclaimer: It is the responsibility of the user to familiarize themselves and upload according to YouTube’s rules, copyright, and infringement guidelines. Georgia Heritage FCU is not responsible for copyright claims or infringements.

Step 2

  • Fill out the scholarship application form.
  • Disclaimer: You will include a link to the YouTube video uploaded, as well as the original video file with your application. All components must be submitted by midnight on May 1, 2023, for your application to be considered.
Have questions? Please email
See Official Rules and Regulations
Applications are due by 11:59 pm on May 1, 2023.
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