to Your GHFCU Account

3-Step Share Certificates


With a 24-month Term, a 3-Step Share Certificate Gives You Three Options for Greater Earnings Power.

With the 3-Step Share Certificate, you are given the chance to “bump” your rate, withdraw one-time penalty-free, and make up to two deposits during the term. A return at a fixed rate may earn you competitive dividends, which are paid monthly.

Three Steps
For flexibility

  • Step 1: Bump up the dividend rate once during the term
  • Step 2: Add up to two deposits any time during the term
    ($500 minimum add-on deposit)
  • Step 3: Withdraw up to 50% of the initial opening deposit once without penalty after the first 7 days
    (minimum opening deposit from $500 to $100,000)
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