There have been recent instances of fraudsters impersonating our fraud services department in an attempt to gain access to sensitive account information for the purpose of accessing members’ accounts. When doing so, the fraudster’s call may display the credit union’s phone number. Do not give out your account information including account history, email, phone number(s) without positively knowing who you are speaking to. When in doubt, HANG UP, and DIAL the Credit Union directly at 912-236-4400.
Routing Number: 261271694
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3-Step Share Certificates


With a 24-month Term, a 3-Step Share Certificate Gives You Three Options for Greater Earnings Power.

With the 3-Step Share Certificate, you are given the chance to “bump” your rate, withdraw one-time penalty-free, and make up to two deposits during the term. A return at a fixed rate may earn you competitive dividends, which are paid monthly.

Three Steps
For flexibility

  • Step 1: Bump up the dividend rate once during the term
  • Step 2: Add up to two deposits any time during the term
    ($500 minimum add-on deposit)
  • Step 3: Withdraw up to 50% of the initial opening deposit once without penalty after the first 7 days
    (minimum opening deposit from $500 to $100,000)
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