There have been recent instances of fraudsters impersonating our fraud services department in an attempt to gain access to sensitive account information for the purpose of accessing members’ accounts. When doing so, the fraudster’s call may display the credit union’s phone number. Do not give out your account information including account history, email, phone number(s) without positively knowing who you are speaking to. When in doubt, HANG UP, and DIAL the Credit Union directly at 912-236-4400.
All Georgia Heritage FCU Branches and Call Center will be closed on Monday, October 9th for Columbus Day and Indigenous Peoples’ Day, and will reopen on Tuesday, October 10th.
Routing Number: 261271694
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Which Savings Account is the Correct Fit?

When it comes to deciding which account is the right fit for you, don’t feel pressured to choose just one. It can benefit you to have multiple savings accounts to reach your financial goals. These goals can be short term such as saving for a rainy day or a special occasion, or even long term-saving for future use. We can offer various accounts that may help to serve your goal(s).

Our Credit Union
Savings Accounts

Ready to take the next step in your financial freedom?
A Heritage Savings Account could be the answer you’re looking for.

The first step to obtaining a Heritage Savings Account is a minimum opening deposit of $5.00, that’s all it takes to start moving in the right direction. Also, dividends are paid monthly on minimum balances of $100, and you can direct deposit a portion of your payroll to be automatically deposited into the account.

Are you ready to take your savings goals to the next level?
A Money Market Plus Account can give you more.

Save more money, and you typically earn more with the tiered rates of a Money Market Plus Account. Required opening deposit of $2,500. Must maintain an average daily balance of $2,500 to avoid a monthly service fee and to earn dividends which are paid monthly.

Saving for a special occasion?
A Christmas Club Savings Account may help achieve this goal.

Plan out your holiday expenses, and in October, we will transfer your funds to give you an increase in your holiday budget! Contribute as much and as often as you would like. There are no minimum balance requirements and no monthly service fees. However, early withdrawal fees apply. As a bonus, this account earns dividends which are paid at the time of the transfer in October.


Our savings accounts provide members with several benefits, including:

  • Automatic deposit options
  • E-statements
  • Online, mobile, and telephone banking
  • Access to more than 5,000 shared branches nationwide
  • NCUA insured up to $250,000

Meet with one of our credit union associates in the Savannah Metropolitan Area today to help decide which savings journey is right for you!

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