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Routing Number: 261271694
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With extraordinary security and smart savings, the Georgia Heritage premium checking account is your solution for your banking needs. With one of the best credit unions in Georgia, you can protect your finances right from your fingertips and save money on everyday purchases, which leaves more free time to enjoy life. You can bank on it.

Added Perks
Premium Checking Account

  • Earn monthly dividends on a minimum average daily balance of $500
  • 2 free foreign (Non-GHFCU) ATM transactions per month with Direct Deposit and eStatements
  • Free Visa® Debit Card with signature-based Choice Card rewards
  • Access to more than 5,500 CO-OP shared branches and surcharge-free ATMs
  • Apple Pay®, Samsung Pay®, and Google Pay™
  • Free mobile banking, digital banking, and bill pay
  • Remote Check Deposit

You’ll Also Enjoy

IDProtect®: Identity Theft Monitoring and Resolution Service

Help better protect yourself and your joint account owners with our identity theft monitoring and resolution service that includes credit file monitoring, access to credit report and scores2, monitoring of over 1,000 public databases, identity theft expense reimbursement3, fully managed resolution services, and more.

Up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance

Coverage divides equally on joint accounts and reduces by 50% at age 70.

Cellular Telephone Protection
Receive up to $300 of replacement or repair costs if your eligible cell phones are stolen or damaged.
(Cellular telephone bill must be paid from this account.)
Debit Advantage®

Buyer’s Protection & Extended Warranty3
(Item(s) must be purchased entirely with this account for coverage).

$hopping Rewards™

Earn cash rewards when you shop online at several of your favorite retailers.

(registration/activation required; available online only)

Health Discount Savings

Enjoy savings on vision, prescription drugs, and dental services. This is NOT insurance.

(registration/activation required)

1Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration, and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.

2Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring you may request your credit score. Once you have done so, you will have access to your score on a monthly basis. GHFCU does not use VantageScore 3.0 to determine your creditworthiness. Please contact a GHFCU representative for more information.

3Special Program Notes: The description herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of Insurance. Insurance Products are not Insured by the NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any credit union affiliate.

Disclaimer: $4.95 monthly fee. However, the monthly fee would be waived by maintaining a $4,000 minimum average daily balance.

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