VISA® Credit Cards
![A woman is scanning a QR code to pay for her bill A woman is scanning a QR code to pay for her bill](https://gaheritagefcu.org/wp-content/uploads/2022/12/pay-goods-by-credit-card-through-smartphone-coffee-shop.jpg)
The Georgia Heritage FCU Visa® Credit Card Offers Convenience Without the High Costs.
With this credit card, there are NO transaction fees, annual fees*, or minimum finance charges. Start today with making purchases and get Choice Card Reward Program points to redeem for travel and gift cards/certificates.
*Fees do apply for cash advances.
Additional Benefits:
- Competitive pricing
- Interest will not be charged on purchases if you pay your entire balance by the due date each month
- Earning 1 point for every $1 spent in net retail purchases using your Georgia Heritage FCU Visa® credit card through the Choice Card Reward Program