Important Notice for GHFCU Cardholders! 🚨
Big changes are coming to your GHFCU Visa® Credit, Debit, and ATM cards, including a new rewards program, updated contact numbers, and a brand-new credit card! Learn More
GHFCU 2025 SCHOLARSHIP PROGRAM
We are now accepting scholarship applications from High School Seniors who are a member or are the dependent of a member! All applications are due by May 5, 2025. Click here for more details and to apply!
Routing Number: 261271694
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Secured VISA® Credit Cards

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Someone is paying for coffee using a Secured Visa Credit Card

Establish or Improve Your Credit With the Secured Visa® Credit Card.

The secured savings cannot be accessed while the credit line is open. Cardholders pay their Visa® scheduled payment every month to establish or re-establish creditworthiness. There is no annual fee or minimum finance charge.

Additional Benefits:

  • Low Annual Percentage Rate
  • Flexibility and purchasing power
  • Earn 1 point for every $1 spent in net retail purchases using your Georgia Heritage FCU Visa® credit card through the Choice Card Reward Program
  • *When you dedicate $500 to $5,000 in a secured savings account for a corresponding $500 to $5,000 credit limit.

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