to Your GHFCU Account

Secured VISA® Credit Cards


Establish or Improve Your Credit With the Secured Visa® Credit Card.

The secured savings cannot be accessed while the credit line is open. Cardholders pay their Visa® scheduled payment every month to establish or re-establish creditworthiness. There is no annual fee or minimum finance charge.

Additional Benefits:

  • Low Annual Percentage Rate
  • Flexibility and purchasing power
  • Earn 1 point for every $1 spent in net retail purchases using your Georgia Heritage FCU Visa® credit card through the Choice Card Reward Program
  • *When you dedicate $500 to $5,000 in a secured savings account for a corresponding $500 to $5,000 credit limit.

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