Establish or Improve Your Credit With the Secured Visa® Credit Card.
The secured savings cannot be accessed while the credit line is open. Cardholders pay their Visa® scheduled payment every month to establish or re-establish creditworthiness. There is no annual fee or minimum finance charge.
- Low Annual Percentage Rate
- Flexibility and purchasing power
- Earn 1 point for every $1 spent in net retail purchases using your Georgia Heritage FCU Visa® credit card through the Choice Card Reward Program
*When you dedicate $500 to $5,000 in a secured savings account for a corresponding $500 to $5,000 credit limit.