All GHFCU Branches and Call Center will be opening late on Tuesday, April 29th at 1pm for employee appreciation and training
Important Notice for GHFCU Cardholders! 🚨
Big changes are coming to your GHFCU Visa® Credit, Debit, and ATM cards, including a new rewards program, updated contact numbers, and a brand-new credit card! Learn More
GHFCU 2025 SCHOLARSHIP PROGRAM
We are now accepting scholarship applications from High School Seniors who are a member or are the dependent of a member! All applications are due by May 5, 2025. Click here for more details and to apply!

GHFCU YOUTH COLORING CONTEST
In honor of April being National Youth Credit Union Month let your child unleash their creativity! Georgia Heritage FCU is hosting a coloring contest from April 7th to April 30th for all youth members with a GHFCU account. Three lucky winners – one from each age group – will receive a $50 deposit into their Youth Savings Account. Visit our Coloring Contest page to learn more and get started!

Routing Number: 261271694
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Georgia Heritage Federal Credit Union
Routing Number: 261271694 (912) 236-4400 Hours & Location Find an ATM
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Early Pay

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What is Early Pay?

Early Pay makes ACH direct deposit funds available up to two days early! Once Georgia Heritage Federal Credit Union is notified of an incoming ACH deposit, we automatically make the funds available to you up to two days in advance. Early pay is a default feature—there’s no need to sign up or opt in, but direct deposit is required. Early posting of your payment is contingent on GHFCU receiving the file from the originating institution, and we cannot guarantee early payment.

How Much Does Early Pay Cost Me?
Nothing at all. Early pay is a complimentary service we provide to all our member-owners!

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