All GHFCU Branches and Call Center will be opening late on Tuesday, April 29th at 1pm for employee appreciation and training
Important Notice for GHFCU Cardholders! 🚨
Big changes are coming to your GHFCU Visa® Credit, Debit, and ATM cards, including a new rewards program, updated contact numbers, and a brand-new credit card! Learn More
GHFCU 2025 SCHOLARSHIP PROGRAM
We are now accepting scholarship applications from High School Seniors who are a member or are the dependent of a member! All applications are due by May 5, 2025. Click here for more details and to apply!

GHFCU YOUTH COLORING CONTEST
In honor of April being National Youth Credit Union Month let your child unleash their creativity! Georgia Heritage FCU is hosting a coloring contest from April 7th to April 30th for all youth members with a GHFCU account. Three lucky winners – one from each age group – will receive a $50 deposit into their Youth Savings Account. Visit our Coloring Contest page to learn more and get started!

Routing Number: 261271694
Sign-in
Georgia Heritage Federal Credit Union
Routing Number: 261271694 (912) 236-4400 Hours & Location Find an ATM
Scroll Up Scroll down
Home
Search
Call GHFCU
Hours
Find ATM
Sign-in to Your GHFCU Account
Forgot Password New User?

Quick Cash LoanFast Funds When You Need Them!

3
A student is holding their black graduation cap

Need a little extra cash? Whether it’s for unexpected expenses, home projects, or just some financial breathing room, our 12-12-12 Quick Cash Loan offers a simple, affordable solution. 

Loan Details:

  • Borrow $1,200 
  • 12-month repayment term 
  • 12% APR*

With a straightforward application process and manageable monthly payments, you can get the funds you need—fast! 

Eligibility Requirements

  • Must be a member in good standing
  • Account must be active for at least 90 days
  • No active bankruptcy 

A $50 application fee is required upon submission. 

Don’t wait—get the financial boost you need today! 

Contact Us to Apply!

*APR = Annual Percentage Rate. A loan of $1,200 for 12 months at 12% APR has an estimated monthly payment of $107.00. The Quick Cash Loan program includes Holiday, Emergency, and Strike Loans. Only one Quick Cash Loan may be granted per member at a time. 

Apply Now

Start Now:

Become a Member
Heloc & Home Equity Loans

You are now leaving Georgia Heritage Federal Credit Union

Georgia Heritage Federal Credit Union provides links to websites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you visit another website not maintained by Georgia Heritage Federal Credit Union, you are subject to the terms and conditions of that website, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL

Skip to content