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⚠️ If you receive a suspicious message or call claiming to be from us, hang up immediately and contact GHFCU directly at (912) 236-4400. Fraudsters can spoof phone numbers and emails, making it appear like it’s coming from GHFCU.
If something feels off: Don’t click links, Don’t share personal info, Hang up right away
Your security is our priority. When in doubt, reach out! We’re here to help.

Routing Number: 261271694

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A young man wearing a hat is operating a pontoon boat

Smooth Sailing Ahead!

Have you always wanted to have your own boat, but didn’t think this dream could become a reality? Well, now it can! With competitive rates at Georgia Heritage FCU, you may be able to purchase a new or used boat with our boat loans and personal watercraft loans!

Boat Loan
Highlights Include

  • Competitive Rates
  • Flexible Terms
  • Terms up to 12 years 1
  • Loan protection available 2

1 Term length is dependent on credit rating and the vehicle's model year. Also, a minimum finance amount is required.
2 Approval is not based on the purchase of our loan protection options, such as GAP Insurance, Warranty, Credit Disability, and Credit Life Protection.

Refinance and Save Big with
Georgia Heritage Federal Credit Union!

Now is the perfect time to make the switch! When you refinance your auto loan with GHFCU, you could:

  • Lower your monthly payment
  • Enjoy 60 days with no payments
  • Save more over the life of your loan
The application process is quick, easy, and designed to help you breathe a little easier! Ready to refinance? Let us help you drive your savings further, contact us today to get the process started!

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