Become a Member
![A woman smiling while talking on the phone and holding a debit card A woman smiling while talking on the phone and holding a debit card](https://gaheritagefcu.org/wp-content/uploads/2023/01/iStock-613344564.jpg)
Join Today!
What is a credit union?
A credit union is a cooperative financial institution, owned and controlled by the people who use its services. Credit unions are not-for-profit and exist to provide a safe, convenient place for members to save money and to get loans at reasonable rates.
Who can join Georgia Heritage FCU?
How much does it cost to join?
Nothing! A minimum deposit of $5 is required to open an account, but should you choose to close your account, the $5 will be returned to you.
How do I join?
To complete the application process, a copy of your driver’s license/valid government issued ID and a $5 deposit are required.