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Our hearts go out to everyone impacted by the recent severe weather events, GHFCU wants to help, click here to read more.
CLOSED FOR COLUMBUS DAY & INDIGENOUS PEOPLE’S DAY
All Georgia Heritage FCU Branches and Call Center will be closed Monday, October 14th for Columbus Day and Indigenous People’s Day. We will reopen Tuesday, October 15th.
GHFCU IS NOW OFFERING EARLY PAY!
Early Pay makes ACH direct deposit funds available up to two days early! This service is free of charge for our members, sign-up is not required but you must have direct deposit set up. Early posting is not guaranteed, we can only post early if the file is received from the other institution.
Routing Number: 261271694
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Georgia Heritage Federal Credit Union
Routing Number: 261271694 (912) 236-4400 Hours & Location Find an ATM
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Payment Protection

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Any time you borrow money, you owe it to yourself and your family to investigate the advantage of credit life and disability insurance.

Knowing that you have insurance protection can bring you the peace of mind that you need.

Credit Life Insurance

With the option for MEMBER’S CHOICE® Credit Life, you’ll find comfort in knowing that an emotional tragedy doesn’t have to become a financial one.

Credit Life reduces or pays off your eligible loan balance should you die before paying off your loan. Premiums are minimal and are included in the loan payment, with a maximum amount of coverage at $40,000 per loan.

(Certain eligibility requirements, conditions, and exclusions may apply. Contact your loan representative or refer to the Policy Agreement for a full explanation of the terms.)

Credit Disability Insurance

When you take advantage of optional MEMBER’S CHOICE® Disability Insurance, you’ll find comfort in knowing that some or all of a loan payment could be made should you become totally disabled due to a covered injury or illness.

The cost of the coverage would be included in your loan payments for your convenience.

(Certain eligibility requirements, conditions, and exclusions may apply. Contact your loan representative or refer to the Policy Agreement for a full explanation of the terms.)

Joint Credit Disability Insurance

With MEMBER’S CHOICE® Joint Credit Disability Insurance, your eligible loan payments would be paid if you or the joint borrower becomes totally disabled due to a covered illness or injury. Payment continues until you return to work, the loan is repaid, or you reach the policy maximum.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries, and affiliates. Your purchase of MEMBER’S CHOICE® Joint Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan.

(Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms.)

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