Why a Credit Union is the Best Choice for Young Members
When it comes to managing money, young members have a lot of options but not all financial institutions are created equal. At Georgia Heritage Federal Credit Union, we believe in putting people before profits, offering financial education, and providing young members...
What Is a Balance Transfer and How Can It Help You Save?
Managing credit card debt can feel overwhelming, especially when interest rates start to climb. A balance transfer might be the solution you need to regain control of your finances and save money. But what exactly is a balance transfer, and how can it work for you?...
Secure Visa® Credit Cards vs. Visa® Credit Cards: Which Option is Best for You?
In today’s world, credit cards have become a universal means of payment. They are convenient, offer rewards, and can help build credit scores. However, not all credit cards are created equal, and it’s essential to understand the difference between secure...
Overdraft Protection vs Courtesy Pay
Overdraft protection and courtesy pay are two types of services offered by Georgia Heritage Federal Credit Union to help our members cover insufficient fund items that overdraw your checking account. While they may seem similar at first glance, there are some critical...