Secure Visa® Credit Cards vs. Visa® Credit Cards: Which Option is Best for You?
In today’s world, credit cards have become a universal means of payment. They are convenient, offer rewards, and can help build credit scores. However, not all credit cards are created equal, and it’s essential to understand the difference between secure...
Overdraft Protection vs Courtesy Pay
Overdraft protection and courtesy pay are two types of services offered by Georgia Heritage Federal Credit Union to help our members cover insufficient fund items that overdraw your checking account. While they may seem similar at first glance, there are some critical...
6 Tips for Saving Money When You Travel
One of the best ways to broaden your horizons and experience other cultures is to travel. Meeting new people and seeing new places can be exciting and fulfilling, but with all of the costs involved, traveling can get very expensive. Many people save for months or even...
How to Use Credit Wisely
Credit cards and loans may be powerful tools to help enhance your quality of life, but there could be too much of a good thing. The trick is to know how to use credit wisely. It’s important to think of credit as a resource, not “free money for now.” One way to manage...