Important Notice for GHFCU Cardholders! 🚨
Big changes are coming to your GHFCU Visa® Credit, Debit, and ATM cards, including a new rewards program, updated contact numbers, and a brand-new credit card! Learn More
CLOSED FOR MEMORIAL DAY
All Georgia Heritage FCU Branches and Call Center will be closed on Monday, May 26th and will reopen on Tuesday, May 27th.
GHFCU 2025 SCHOLARSHIP PROGRAM
We are now accepting scholarship applications from High School Seniors who are a member or are the dependent of a member! All applications are due by May 5, 2025. Click here for more details and to apply!
Routing Number: 261271694
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Georgia Heritage Federal Credit Union
Routing Number: 261271694 (912) 236-4400 Hours & Location Find an ATM
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Quick Cash LoanFast Funds When You Need Them!

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A student is holding their black graduation cap

Need a little extra cash? Whether it’s for unexpected expenses, home projects, or just some financial breathing room, our 12-12-12 Quick Cash Loan offers a simple, affordable solution. 

Loan Details:

  • Borrow $1,200 
  • 12-month repayment term 
  • 12% APR*

With a straightforward application process and manageable monthly payments, you can get the funds you need—fast! 

Eligibility Requirements

  • Must be a member in good standing
  • Account must be active for at least 90 days
  • No active bankruptcy 

A $50 application fee is required upon submission. 

Don’t wait—get the financial boost you need today! 

Contact Us to Apply!

*APR = Annual Percentage Rate. A loan of $1,200 for 12 months at 12% APR has an estimated monthly payment of $107.00. The Quick Cash Loan program includes Holiday, Emergency, and Strike Loans. Only one Quick Cash Loan may be granted per member at a time. 

Apply Now

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Heloc & Home Equity Loans

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