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⚠️ If you receive a suspicious message or call claiming to be from us, hang up immediately and contact GHFCU directly at (912) 236-4400. Fraudsters can spoof phone numbers and emails, making it appear like it’s coming from GHFCU.
If something feels off: Don’t click links, Don’t share personal info, Hang up right away
Your security is our priority. When in doubt, reach out! We’re here to help.

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Help us pick a name for our mini Highland therapy cow mascot and you could win BIG!

DON'T MISS OUT!
Now Accepting 2026 Scholarship Applications — Deadline: May 10, 2026

Routing Number: 261271694

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Video Snapshot: See What Our Credit Union is All About

Jul 24, 2020

Watch our Georgia Heritage Federal Credit Union video to learn about our many benefits of credit union membership for residents of Bryan, Effingham and Chatham counties.
Are you curious about the difference between a credit union and a bank? Are you trying to decide which Georgia credit union to choose for your financial needs? Are you wondering about our history, our values, and our services? Well, wonder no more! Watch our video to see what sets us apart from the rest, as well as how our credit union may not only meet but also exceed your needs.        

Become a Member of GHFCU

Anyone who lives, works, worships, or attends school in Chatham, Effingham, or Bryan counties in Georgia and their immediate family members may gain membership to the Credit Union.

Become a Member

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