Credit Score Archives | Georgia Heritage Federal Credit Union

Building Your Credit Rating: 5 Tips that May Help Improve Your Score

by ghfcu | Apr 1, 2021 | Uncategorized

If you have struggled in the past, building your credit rating may sound like an insurmountable task. But it’s not. You can improve your credit score and your overall quality of life. A moderate or high credit score can significantly improve your ability to obtain car...

Credit Score Ranges: The Differences Between FICO® and VantageScore®

by ghfcu | Mar 12, 2020 | Credit Cards

If you are a young adult who has just begun to become financially independent, you may be wondering what the credit score ranges really mean. Following is a brief explanation of the numbers from two of the major credit scoring companies: FICO and VantageScore. The...

The Importance of a High Credit Score and Staying Safe Online

by ghfcu | Jun 3, 2019 | Money Management

The early summer months are the busiest times to purchase a home, which means you might be in the home buying market. In order to get the best deal, a high credit score is imperative. As described by the U.S. government website, “a credit score is a number that rates...

How to Dispute Credit Card Charges

by ghfcu | May 23, 2019 | Fraud Protection

There are many reasons why you may need to dispute credit card charges, such as a business you used accidentally overcharging you or a scammer fraudulently buying tickets around the world in your name. The federal Fair Credit Billing Act (FCBA) protects consumers and...

Buying a House? Home Loan Documents You May Need to Have on Hand

by ghfcu | Apr 4, 2019 | Loans

If you’re buying a house and plan to obtain a home loan through our credit union and AmeriCU Mortgage, we think you’re making a wise decision. We’ll be here to help walk you through the loan process. The first few steps would be for you to obtain certain home loan...

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