The holiday season is a time for joy, celebration, and spending time with loved ones, but it can also be a season of stress on your wallet. At Georgia Heritage Federal Credit Union (GHFCU), we offer a variety of financial services, holiday loans, and products designed to help you manage holiday expenses, keep your budget in check, and enjoy the holidays without financial stress.
Here’s a guide to some of our most helpful options this season:
1. Give Your Budget a Holiday Boost with Skip-A-Pay
Need a little breathing room during the busy holiday season? GHFCU’s Skip-A-Pay program allows you to skip a loan payment, freeing up extra funds for gifts, travel, or holiday entertaining. It’s an easy way to take a little pressure off your monthly budget. Be sure to check deadlines and eligibility for this convenient holiday financial option.
2. Spread the Cheer with Buy Now, Pay Later
GHFCU’s Buy Now, Pay Later (BNPL) program helps you manage holiday shopping without the stress. Eligible members have two options:
- Plan Your Purchase: Receive upfront funds for holiday purchases and repay in installments over time.
- Split Your Payments: Already made an eligible debit card purchase? Split it into installments to make payments more manageable.
Getting started is simple, log into online banking, find “Buy Now, Pay Later,” view your offers, and accept the repayment terms that work best for you. In most cases, your funds will be in your account almost immediately!
3. Quick Cash for a Merrier Holiday
Sometimes the holidays come with unexpected expenses. GHFCU’s Quick Cash Loan provides a fast, simple, and affordable solution. With a straightforward application process and manageable monthly payments, you can get the extra holiday cash you need quickly. Don’t wait, give your holiday budget a boost today!
4. Deck the Halls with Low-Rate Credit Cards
Make your season bright without breaking your budget! GHFCU’s low-rate credit cards let you tackle holiday shopping with confidence:
- Competitive rates
- No annual fees
- 25-day grace period on purchases
- Fee-free balance transfers, if done at account opening
- uChoose Rewards Program, earn 1 point per every $1 spent on eligible purchases to redeem for gift cards, cash back, travel, and more!
Spend smart and celebrate more this holiday season with our credit card options for holiday shopping.
Make This Holiday Season Manageable
No matter how you choose to spend, GHFCU has the tools to make your holidays easier. From flexible loan programs to competitive rate credit cards, we’re here to help you manage holiday finances, enjoy the season, and keep your budget under control.
Ready to get started? Contact us today to learn more about these services and take the stress out of your holiday financial planning.
*All loans may be subject to credit approval and underwriting. Rates are based on creditworthiness. Rates and Terms may change at any time. Promotions may end at any time.
