There have been recent instances of fraudsters impersonating our fraud services department in an attempt to gain access to sensitive account information for the purpose of accessing members’ accounts. When doing so, the fraudster’s call may display the credit union’s phone number. Do not give out your account information including account history, email, phone number(s) without positively knowing who you are speaking to. When in doubt, HANG UP, and DIAL the Credit Union directly at 912-236-4400.
All Georgia Heritage FCU Branches and Call Center will be closed on Monday, October 9th for Columbus Day and Indigenous Peoples’ Day, and will reopen on Tuesday, October 10th.
Routing Number: 261271694
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Before You Go: Tell Our Credit Union about Your Travel Plans

Aug 15, 2018

Tell Georgia Heritage Federal Credit Union about your travel plans. Otherwise, our credit card fraud prevention systems may notice unusual activity on your accounts.

You do a lot to prepare for a trip: book the flight, find the perfect hotel, take time off work months ahead of time, buy new bathing suits, get a pedicure, and on and on. However, there’s one important thing to do before a trip that most people overlook: telling your credit union or your credit card company about your travel plans.

Credit card companies and credit unions like ours have standards in place to identify suspicious credit or debit card use. If transactions occur in an unfamiliar location, the financial institution may assume your card is being used fraudulently and shut it off.

If you tell us about your travel plans in advance, on the other hand, we can monitor your accounts appropriately. We will add a note to your account and share it with our fraud detection system. This prevents your abnormal spending patterns from triggering a block on your card.

To notify us about your travel plans, call us at (912) 236-4400 or step into one of our credit union branches throughout the Savannah Metropolitan Area. You may also find a link for Travel Notifications under “Cards” in our mobile banking app.

For general tips on how to keep credit and debit cards safe while traveling, see our news and blog page.

Become a Member of GHFCU

Anyone who lives, works, worships, or attends school in Chatham, Effingham, or Bryan counties in Georgia and their immediate family members may gain membership to the Credit Union.

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