GHFCU 2025 SCHOLARSHIP PROGRAM
We are now accepting scholarship applications from High School Seniors who are a member or are the dependent of a member! All applications are due by May 5, 2025. Click here for more details and to apply!
CLOSED FOR JUNETEENTH
All Georgia Heritage FCU Branches and Call Center will be closed on Thursday, June 19th and will reopen on Friday, June 20th.
Routing Number: 261271694
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Georgia Heritage Federal Credit Union
Routing Number: 261271694 (912) 236-4400 Hours & Location Find an ATM
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Auto Loans

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A man driving his car at dusk

Georgia Heritage FCU Auto Loans: WE WANT TO HELP WITH YOUR NEW CAR DREAMS.

Purchasing a new or used car can be a stressful process, especially when trying to seek out various loan options.

At Georgia Heritage FCU, we help alleviate the stress when it comes to discovering various loan options. We are committed to offering you competitive and affordable loan options, which will help simplify the car-buying experience.

Ready to make the move into getting a new or used vehicle? Come visit us first for an auto loan. We may help you determine how much you can afford to spend.

Our application process is quick and simple, and our personalized service will make your experience hassle-free. Shop for your next vehicle with confidence and ease, knowing you have a great rate.

Apply Now

Refinance and Save Big with
Georgia Heritage Federal Credit Union!

Now is the perfect time to make the switch! When you refinance your auto loan with GHFCU, you could:

 

  • Possibly lower your monthly payment
  • Enjoy 60 days with no payments
  • Save more over the life of your loan
The application process is quick, easy, and designed to help you breathe a little easier! Ready to refinance? Let us help you drive your savings further, contact us today to get the process started!

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1 Term length is dependent on credit rating and the vehicle’s model year. Also, a minimum finance amount is required.
2 Approval is not based on the purchase of our loan protection options, such as GAP Insurance, Warranty, Credit Disability, and Credit Life Protection.

Rates expressed as Annual Percentage Rate (APR). Rates as low as xxx% are based on creditworthiness and term of loan and are subject to change without notice. Those who live, work worship or attend school in Chatham, Effingham or Bryan counties and their immediate family members are eligible for membership, which is required before loan funding.

Added
Perks

  • Flexible terms
  • Terms up to 84 months 1
  • Loan protection options 2
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Prefered Dealerships

Georgia Heritage FCU has an affiliation with many area dealers to offer a fast and convenient way to finance the purchase of a vehicle. View our preferred dealerships.

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Heloc & Home Equity Loans

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