Could you use some extra dough for the holidays? Apply for a personal loan from our credit union today so you can fill those holiday stockings with ease!
If you’re considering this option from Georgia Heritage, following are a few of the advantages you should know!
Benefits of a Personal Loan from Our Credit Union
Georgia Heritage Federal Credit Union offers personal loan rates as low as 8.95% APR, and you can have up to 60 months to repay the loan. You can also borrow the money without putting up anything as collateral.
A personal loan for the holidays will also enable you to make large purchases that you plan to gift to a loved one, such as an engagement ring, second honeymoon, or even a new car. (We offer great rates for those auto loans too, by the way!)
One of the greatest benefits is the limited term to repay the loan. With a revolving loan, the temptation is too great to continue to make purchases, but with a personal loan from our credit union, the debt will only last a limited time. Additionally, you’ll always know how much you owe every month, so you can plan accordingly.
The rate you receive may vary depending on individual credit history and underwriting factors. A loan for $8,000 for 60 months at 8.95% APR, for example, would have an approximate payment of $165.89. Rates are subject to change without notice.
While our 8.95% APR offer won’t last long, remember that if you have good credit and sufficient income, you can quality for lower loan rates all year long.
Contact Us to Apply for a Personal Loan for the Holidays
At Georgia Heritage FCU, our personal loans come with flexible terms, so you have greater options. You’ll also enjoy fast processing, personalized service, and convenient repayment terms.