🚨 SCAM ALERT: STAY ON HIGH ALERT
⚠️ If you receive a suspicious message or call claiming to be from us, hang up immediately and contact GHFCU directly at (912) 236-4400. Fraudsters can spoof phone numbers and emails, making it appear like it’s coming from GHFCU.
If something feels off: Don’t click links, Don’t share personal info, Hang up right away
Your security is our priority. When in doubt, reach out! We’re here to help.

Round 2 is LIVE!
Help us pick a name for our mini Highland therapy cow mascot and you could win BIG!

DON'T MISS OUT!
Now Accepting 2026 Scholarship Applications — Deadline: May 10, 2026

Routing Number: 261271694

Scroll Up Scroll down
Home
Search
Call GHFCU
Hours
Find ATM

Payday Loans & Alternatives: What You Should Know Before Borrowing

Jan 8, 2020

Payday loan alternatives may be the solution you're looking for.
Payday loan options have existed for decades, and they may be helpful to some people. However, they can be costly, so other options exist that you may want to consider. It’s important to do your due diligence beforehand in order to determine the best choice for you.

Payday Advances

A payday loan adds debt upon the existing debt that you may already have. These loans, also known as cash advances and check loans, usually come with high fees and interest charges. Contact Georgia Heritage Federal Credit Union for more information.

contact us

Become a Member of GHFCU

Anyone who lives, works, worships, or attends school in Chatham, Effingham, or Bryan counties in Georgia and their immediate family members may gain membership to the Credit Union.

Become a Member

Check Out Our Other Posts

You are now leaving Georgia Heritage Federal Credit Union

Georgia Heritage Federal Credit Union provides links to websites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you visit another website not maintained by Georgia Heritage Federal Credit Union, you are subject to the terms and conditions of that website, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL