🚨 SCAM ALERT: STAY ON HIGH ALERT
⚠️ If you receive a suspicious message or call claiming to be from us, hang up immediately and contact GHFCU directly at (912) 236-4400. Fraudsters can spoof phone numbers and emails, making it appear like it’s coming from GHFCU.
If something feels off: Don’t click links, Don’t share personal info, Hang up right away
Your security is our priority. When in doubt, reach out! We’re here to help.

BREAKING!
Our Mini Highland Therapy Cow Mascot has a Name! Meet Cashmere aka Cash!

🎓 STAY TUNED!
The 2026 GHFCU scholarship application period has now closed. Judging is currently underway, stay tuned for the winners!

CLOSED FOR JUNETEENTH
All Georgia Heritage FCU Branches and Call Center will be closed on Friday, June 19th and will reopen on Monday, June 22nd.

CLOSED FOR FOURTH OF JULY
All Georgia Heritage FCU Branches and Call Center will be closed on Friday, July 3rd in observance of Independence Day, and will reopen on Monday, July 6th.

Routing Number: 261271694

Georgia Heritage Federal Credit Union
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Payday Loans & Alternatives: What You Should Know Before Borrowing

Jan 8, 2020

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Payday loan alternatives may be the solution you're looking for.
Payday loan options have existed for decades, and they may be helpful to some people. However, they can be costly, so other options exist that you may want to consider. It’s important to do your due diligence beforehand in order to determine the best choice for you.

Payday Advances

A payday loan adds debt upon the existing debt that you may already have. These loans, also known as cash advances and check loans, usually come with high fees and interest charges. Contact Georgia Heritage Federal Credit Union for more information.

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Anyone who lives, works, worships, or attends school in Chatham, Effingham, or Bryan counties in Georgia and their immediate family members may gain membership to the Credit Union.

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