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Best of Both Worlds: The Benefits of Money Market Plus Accounts

Dec 17, 2018

Money Market Plus accounts from our Georgia credit union offer you the best of both worlds in regard to checking accounts and savings accounts.

Looking for a new way to save? Many people believe that they must choose between a checking account that provides little to no interest or a savings account that penalizes them for utilizing their funds. Our Money Market Plus accounts offer a different option.

Higher Interest Rate

One advantage of Money Market Plus accounts is that they offer a higher interest rate than traditional savings accounts. With dividends compounded and paid monthly, you can watch your money grow faster. Because the account offers a higher interest rate, it requires a higher deposit and minimum balance than a traditional savings account.

If you are looking for a greater return on your savings, a Money Market Plus account may be the right match for you. At Georgia Heritage Federal Credit Union, we offer competitive rates for our Money Market Plus clients. Check them out here.

Your Money When You Need It

Another advantage of the Money Market Plus is that it allows you easy access to your money. Unlike a traditional savings account, Money Market Plus accounts have many of the features of a checking account. Account holders can write checks, transfer money between accounts, and even withdraw cash.

Our Money Market Plus accounts are insured by the NCUA for up to $250,000. So, you can be sure that your money will be there when you need it most.

Is a Money Market Plus Account Right for Me?

According to The Balance, Money Market accounts are best used for funds you may need in the near future such as emergency funds, quarterly tax payments, or tuition savings. The Money Market Plus is the perfect option for someone who wants a higher rate of return than a traditional savings account but wants to avoid penalties for using the funds.

To learn more about Money Market Plus benefits, contact us through our Georgia Heritage Federal Credit Union website or by phone calling one of our credit union branches in Chatham County, Effingham County, or Bryan County.

Visit our Georgia Heritage Federal Credit Union website or contact us to learn more about any credit union services, including obtaining a personal loan or opening a checking account or savings account.

Become a Member of GHFCU

Anyone who lives, works, worships, or attends school in Chatham, Effingham, or Bryan counties in Georgia and their immediate family members may gain membership to the Credit Union.

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