At Georgia Heritage Federal Credit Union, we believe in the power of education and financial support to shape brighter futures. Our commitment to making a positive difference in the lives of our members and communities is exemplified through our scholarship opportunities, personal loans, and credit card offerings. Join us on a journey of educational empowerment and financial flexibility.
Scholarships that Open Doors:
Georgia Heritage FCU proudly supports education through funding college and technical school scholarships. Annually, we award two scholarships to deserving high school seniors. The first-place winner receives a $2,000 scholarship, with the second-highest scoring student receiving $1,500. These scholarships are exclusively available to Georgia Heritage FCU members in good standing, and their dependents.
Living, working, worshipping, or attending school in Chatham, Effingham, and Bryan counties makes you eligible to become a Georgia Heritage FCU member and apply for our scholarships. The application process, beginning on February 1st, 2024 requires a 1-minute video submission answering the question, “How are you going to use your education to help your community?”. Additionally, judges will look at academic achievement, demonstrated leadership, and participation in school and community activities.
Unlocking Educational Possibilities with Georgia Heritage FCU Visa® Credit Cards:
Our Visa® credit cards* provide convenience without the high costs typically associated with credit cards. With no transaction fees*, annual fees, or minimum finance charges, our Visa® credit cards can offer financial flexibility to cover educational expenses such as tuition, books, and housing. Moreover, the Choice Card Reward Program allows you to earn points for every dollar spent on net retail purchases, redeemable for travel and gift cards/certificates.
Georgia Heritage FCU also offers a Secured Visa® Credit Card, an excellent option to establish or improve credit. By dedicating $500 to $5,000 in a secured savings account, you can receive a corresponding credit limit. The secured savings remain untouchable while the credit line is open, providing a disciplined approach to building creditworthiness.
Personal Loans for Seamless Financial Assistance:
Georgia Heritage FCU’s personal loans* are designed to bridge payment gaps with fast processing, convenient repayment terms, and efficient, personalized service. Whether you need financial assistance for educational expenses or other personal needs, our credit disability and credit life protection options provide added security and peace of mind.
Contact Georgia Heritage FCU for a Brighter Future!
Georgia Heritage Federal Credit Union is more than a financial institution; we are your partner in achieving your educational and financial goals. Through scholarships, credit cards, and personal loans, we are dedicated to empowering our members on their journey toward success. Join Georgia Heritage FCU, where your future is our priority.
* Subject to credit approval and underwriting.
**Cross-boarder/international transaction fees apply.
