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Can I Access My Credit Union Account Outside of the State of Georgia?

Oct 16, 2019

You can access your credit union account outside of the state of Georgia with telephone banking, online banking, and our network of ATM locations.

Our members often ask if they can access their credit union accounts outside of the state of Georgia, and our answer is, “Yes, you can!”

That’s the benefit of online banking and phone banking. It’s also the beauty of choosing a credit union that participates in a national network of ATM locations.

Online Banking & Telephone Banking

Our credit union allows for traditional online banking as well as banking by digital device.  With today’s technology, you can deposit checks remotely, withdraw money remotely, check account balances, and so much more without ever entering a credit union branch.

  • You can use your computer or phone to view account balances, complete transactions, and pay bills.
  • You can set up recurring payments, which will allow you to focus on your trip without worrying about whether or not your bills are paid.
  • You may access your account 24 hours a day, 7 days a week online, so you can get answers to your questions or complete transactions when you need to.
  • You may access all of your accounts, including checking accounts, savings accounts, and loans.

Another benefit is that online transactions are conducted in real time, so they are reflected in your accounts immediately. You may also gain peace of mind in knowing that Georgia Heritage FCU uses state-of-the-art network security.

In other words, you should have no problem at all while traveling as long as you have a computer and/or smartphone with internet access, there are no outstanding financial concerns, and there are no extraordinary circumstances.

Credit Union ATM Network & Fraud Prevention

Georgia Heritage Federal Credit Union participates in the Culiance ATM Network, which features thousands of ATMs nationwide that you may use surcharge-free. You may search for an ATM online if needed.

By the way, if you are planning on traveling outside of Georgia or the country, let us know ahead of time. Otherwise, our fraud detection systems may flag your account due to your unusual location and usage patterns.

So now you know: Simply tell us your plans ahead of time and generally confirm that your finances are in order, and you should be able to access your credit union account outside of the state of Georgia with ease.

For more information, visit our website or contact one of our associates.


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Anyone who lives, works, worships, or attends school in Chatham, Effingham, or Bryan counties in Georgia and their immediate family members may gain membership to the Credit Union.

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